ABC History

To understand who we are it is important to understand what we are…

Stability • Strength • Security • Quality Products • Superior Service

Advanced Benefit Concepts is dedicated to bringing Employee Benefit Brokers and Individual Agents the products, resources, service, and most importantly, the leverage needed to retain clients and grow their business. Whether you are an individual producer, a small benefit shop, or a large regional brokerage, Advanced Benefit Concepts will help you bring value to your clients.

Founded in 1987 by Michael Berman, Advanced Benefit Concepts has a proud history of helping our broker partners deliver best in class products and service to their clients while reducing the “back office” workload on their staffs.

Focusing on group ancillary lines and individual products, Advanced Benefit Concepts is a true General Agent with the top insurance companies in each market segment. Our President, Tom Shank, adds over 13 years of Small, Mid-Size, Large Group, and Individual carrier expertise to the strong foundation laid by Michael Berman. This knowledge and experience provides our brokers with one highly-leveraged, single entry point to the group ancillary market.

By relying on the experience of Advanced Benefit Concepts, our brokers gain the power and leverage needed to incorporate creative solutions, develop new business offerings, and negotiate renewals for their clients.

Advanced Benefit Concepts LLC is a Licensed Broker in PA, NJ, NY, MD, DE, OH, VA, FL, IL, GA, SC, TN