Medical plans alone are not enough to keep your clients healthy and happy. By offering affordable ancillary benefits, brokers can add value to their clients and create a well-rounded benefits package for their employees. Advanced Benefit Concepts focuses on the ancillary market to ensure our agents and their clients receive not only the most competitive prices, but also the strongest contractual provisions and dental networks the ancillary carriers have to offer.
Advanced Benefit Concepts works with the following Group Ancillary Insurance Companies:
- Mutual of Omaha
- Sun Life
- Superior Vision
- United Concordia
- United Healthcare
Group Life insurance provides a financial need to offset the unexpected loss of a family member. Benefit options include a flat amount, a multiple of salary or a combination of both. There are also features such as Travel Assistance, Waiver of Premium, and Accelerated Death Benefits that can make a simple Life contract a very strong and robust policy.
Disability Insurance protects employees’ and their families from the sudden loss of income due to an injury, illness or disability. Most group disability plans reimburse 50% to 66 2/3% of your pre-disability earnings. Here at ABC, we can help differentiate and customize contracts for the following disability products:
- Short Term Disability
- Long-Term Disability Insurance
- Statutory Disability
Oral health is essential to overall health and well-being. Recent studies have shown that poor oral hygiene is linked to health conditions such as diabetes, heart disease, cancer, etc so offering group dental plans is extremely important and beneficial to both your clients and their employees. We can customize plans to accommodate price points, plan features, networks and providers. We even have unique dental plans that cover down to 2 employees.
Your ability to see is surely almost as important as your health. Like Dental Insurance, Vision insurance is an affordable benefit that keeps us healthier, longer. We offer various fully-insured plan options that cover exams, frames, contacts, etc. down to discount vision plans at very affordable prices.